The bill would require nearly everyone by 2013 to sign up for health coverage either through
their employer, a government program or the new exchange.

In the meantime, a temporary government program would help people turned down by private
insurers because of medical problems, lawmakers said. After that, insurers no longer could refuse
to provide coverage to the sick, nor could they charge more because of poor health of the
insured.

The plan also calls for a significant expansion of Medicaid, the federal-state health program
for low-income people. And it would impose a requirement on employers to offer insurance
to their workers or face penalties. [emphasis added]

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